Published on September 15, 2020

Prescription Savings

8 Tips for Saving Money on Your Medication Costs

By Matt Arnold, PharmD, BCACP

Taking your medications every day is an important part of staying healthy. Do you ever feel that your medications cost too much? Read our tips for saving money on medications.

In addition to these tips and tricks, it is vital to know your medications and communicate with your pharmacist to learn about medication safety and manage health conditions. This can help prevent Emergency Department visits related to medications.

1. Ask for a generic drug – Brand names usually cost more. Ask your doctor if a generic version is available and right for you.

2. Taking a brand name drug? Find a coupon – Go to the medication’s website and look for a savings card.

3. Fill a larger supply – If you pick up more medicine at a time, you will have fewer refills, fewer copays, and fewer trips to the pharmacy. Ask for a 90-day supply instead of a 30-day supply.

4. Or, try filling a smaller supply – If a 90-day supply costs too much for one trip to the pharmacy, ask your pharmacist what the price for 30 days would be. Be careful. Most times the total cost of three 30-day supplies are more than one copay for a 90-day supply.

5. Use drug discount cards Use a website or apps like or GoodRx to find a discount card. Sometimes using a discount card from these websites can give you a lower copay that your insurance. This can be a good option to try if you are in the “donut hole” or have a high copay.

6. Compare prices between pharmacies – Use websites or apps like or GoodRx. Search for your medicine and your zip code to compare prices by pharmacy.

7. Need a prior authorization? – Some medications need extra approval from your insurance company before they are covered. This is called a prior authorization. Talk with your pharmacy and provider to make sure they find the medication that works best with your insurance plan.

8. Ask your provider – If you’re having trouble affording your medication, talk with your provider about other options.

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